Solve Your Foreclosure

Your free resource for foreclosure information.

Foreclosure

 

Foreclosure Knowledge Base

Foreclosure?

How long does it take for a person to be evicted from a home that has gone into foreclosure? And are there any precautions one must take if this is t...

What are the different stages of foreclosure, and what do they mean?

I'm interested in buying a home in foreclosure, but I don't know what the different stages are or what they mean. I've seen "notice ...

where can we find help for foreclosures issues? And what is Obama doing to help foreclosure victims?

My parents recently lost their home to foreclosure and now they are planning to file for bankcrupcy. They recently went to file their taxes and they f...

Complete Foreclosure Knowledge Base

Foreclosure Images

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Loan Modification

 

Loan Modification Knowledge Base

Loan Modification?

Hi I'm still up to day payment with pay min. require to lender. Is it easy to call lender to ask for Loan Modification to get lower rate and fix t...

What is the loan modification with your mortgage while in Chapter 13 bankruptcty?

After filing Chapter 13 bankruptcy (mortgage included -fixed rate) my husband became unemployed, so we are now 6 months behind on our mortgage and our...

Country wide and loan modification, are they willing to work with the struggling home owners?

Would anybody know how willing Country Wide is to participate in the President's loan modification program, we tried it at the beginning of the ye...

What should I do to get Loan Modification if I am not currently employed?

I need to get Loan Modification, I have no proof of my income. I am self employed. Is it possible to get loan modification?

What is the procedure for loan modification?

Hello, Does anyone know what the procedure is for a loan modification in New York State? Is there a certain amount of income that you have to make...

Are Private Loan Modification companies better to work with then direct to the bank loan modification?

Are Private Loan Modification companies better to work with then direct to the bank loan modification people. I have spent the last year trying to get...

Complete Loan Modification Knowledge Base

Loan Modification Images

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Pre Foreclosure

 

Pre Foreclosure Knowledge Base

Pre Foreclosure?

There is a home around the corner that is listed on RealtyTrac as "Pre-Foreclosure". I would love to buy it but have never bought a forclosu...

Pre-foreclosure?

I found a house that is in 'pre-foreclosure'. What does this mean? The balance on the house is $45000. Who would I need to contact for more...

How do I make an offer for a pre-foreclosure property?

I have an address for pre-foreclosure from a web site that can tell you if a property is in pre-foreclosure or is already going to auction. I am look...

HELP?!?! How long does it take for the bank to accept an offer on a pre-foreclosure home?

I put an offer on a pre-foreclosure home. The sellers signed it and were really excited about the offer and passed it onto the bank. I don't know ...

Complete Pre Foreclosure Knowledge Base

Pre Foreclosure Images

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Notice of Default

 

Notice Of Default Knowledge Base

I have asked for a copy of a default notice from credit card provider - but they have refused. What can I do ?

Does the card issuer have to send a copy of a default notice if asked ? If they refuse could I take them to my local county court and force their arm...

How can I obtain notice of default records from the TITLE COMPANY?

I am looking for notice of default records from a county that is not local to me. The county itself doesn't offer online records, I would have to...

A friend got a Notice of Default 1 year ago, yet still lives in this home. How/Why is this possible/allowed?

There has been no release of the notice of default and he has not made payments for the past year. Doesn't seem fair and I'm just curious. The...

If a bank refuses to send you a copy of a default notice , what can you do ?

I have asked The Royal Bank of Scotland and The Bank of scotland for a copy of the Default Notice that they had said had been sent. Even thou this is ...

Complete Notice Of Default Knowledge Base

Notice Of Default Images

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Real Estate Owned

 

Real Estate Owned Knowledge Base

how do i buy a foreclosed house which is real estate owned?

I Found a house which was recently foreclosed and it has recently reverted back to being real estate owned. the asking price is 50,000 less than the ...

Can the IRS place a taxlien on Real Estate owned by 2 People?

If me and a business partner own a piece of real estate, and my partner is behind on taxes, can the IRs lien a property we own as joint tenats, and if...

What does it mean when a forclosure status is real estate owned?

does it mean its like buying a bank owned house?

What doews it mean when it says "real estate Owned"?

Does it mean that the real estate office sells it for the price it has on there. I found a house in california and its for sale at $11436. And it al...

Yahoo real estate - What is real estate owned?

When searching foreclosures on Yahoo real estate, what are the in's and out's of the Real Estate Owned listings? Is the sale price really the...

How do I purchase Real Estate owned property?

Will I be able to get the property for the bid price or does it typicaly cost more? Or does the bank try to sell for what the home actually is worth?

Complete Real Estate Owned Knowledge Base

Real Estate Owned Images

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Deed In Lieu

 

Deed In Lieu Knowledge Base

After a deed in lieu of foreclosure, what are my chances of ever owning a home?

I had to do a deed in lieu last year on my house. Does this mean my chances of ever getting a new mortgage are non existent? With the current housing ...

What is the difference between deed in lieu and foreclosure?

What are the benefits to the borrower to have a deed in lieu and not foreclose? How does each effect the credit? Whats really the difference and benef...

How does a deed in lieu of foreclosure effect credit?

I like many people have a home I can not afford. I am thinking of doing a deed in lieu of forclosure instead of an actual foreclosure. How will this e...

What is best? Deed in lieu of foreclosure, foreclosure, other? No money to file bankruptcy until July.?

House is in foreclosure, due to be sold at auction June 25th. Trusted the Realtor, he said we had a short sale ready to close, but it does not seem to...

What is asked for in a deed in lieu of foreclosure?

What type of documents does the mortgage company ask for? How long does the process take? Does there have to be a specific financial reason to be app...

Complete Deed In Lieu Knowledge Base

Deed In Lieu Images

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Deficiency Judgment

 

Deficiency Judgment Knowledge Base

Will mortgage insurance (PMI) protect U from a deficiency judgment in a foreclosure?

Does having a mortgage insurance (PMI) on a house prevent the bank and/or the PMI insurance carrier from getting a deficiency judgment again you if th...

how long does a bank have to fil for a foreclosure deficiency judgment in the state of ohio?

We had to let our house go back to the bank and move out of state. the house has been sold at auction and now i am wondering how long does the bank ha...

Does Maryland give a lender the right to a deficiency judgment or lien?

I recently transfered to another state and need to sell my home in MD. If I can find a buyer, it will cost me over $30K to sell the home. Does a lende...

Does Pennsylvania State give a lender the right to a deficiency judgment?

In case of foreclosure, if the defaulter had PMI, will the bank generally use this to make up any deficiency when they auction the property? Will the ...

When can a mortgage company get a deficiency judgment in FL?

Our home is in foreclosure. The bank refused a short sale but did offer us a deed in lieu if we sign a $30,000 promissory note. I am so confused.......

Will PMI coverage factor in on whether the mortgage company can file a deficiency judgment against me?

- My house is estimated to appraise at $135,000. - I owe about $127,000 on the house. - Will the 20% of PMI coverage count on whether the mortgage c...

Complete Deficiency Judgment Knowledge Base

Deficiency Judgment Images

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Loss Mitigation

 

Loss Mitigation Knowledge Base

Loss Mitigation??

Hi, I was wondering if anyone knew exactly what it ment to do a Loss Mitigation for your mortgage??? thanks for any help

How can I start a career in becoming a Loss Mitigation Consultant?

Im interested in learning more about being a Loss Mitigation Consultant which help individuals from going into foreclosure. I was wondering if anyone...

What should I write to loss mitigation department?

I'm going to submit a written offer for a property to the loss mitigation dept., in my letter I would like to explain that I'm submitting the ...

Best way to market loss mitigation business?

I need some free or cheap ways to market my loss mitigation business? Any good real estate groups? Craigslist? Backpage? Or?

Does anyone know is Loss Mitigation Solutions in Phoenix AZ a real modification company?

I have a home in Indiana in foreclosure. I received a call from this company Loss Mitigation Solutions in Phoenix. They seem very professional and wor...

Loss Mitigation; Is it legal to charge upfront fees to assist homeowners negotiate a loan modification?

I am a Realtor and was wondering if it is legal to assist people obtain a Forberance Agreement, Loan Modification, Partial Claim...in order to avoid a...

Complete Loss Mitigation Knowledge Base

Loss Mitigation Images

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Short Sale

 

Short Sale Knowledge Base

Short sale?

I am wondering what a "short sale" is on a house...? I am looking to buy and have noticed several properties which note "subject to sho...

During a short sale, does the title get deeded over to the seller before the lender approves the sale?

I am trying to short-sale my property, and I got in contact with a company that specializes in buying short-sale properties. They are asking me to de...

How bad does a short sale on the mortgage effect your credit?

Any one know how bad a short sale effects your personal credit? I talked with a gentleman who specializes in short sales and says it only effects your...

Can a lender agreeing to short sale keep you out of foreclosure?

My coworker is in short sale with his lender. I am familiar with the Mortgage Debt Relief Act of 2007, but I don't know if he is in short sale tr...

What is a short sale and how long you have to wait to buy another house again?

I heard a short sale in when you can pay or can sell your house for the amount you bought it for... For example I bought my house for $235k and now it...

Complete Short Sale Knowledge Base

Short Sale Images

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